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Subject: Something really boring....


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Original Message 1/20             12-Aug-98  @  01:17 PM   -   Something really boring....

bill

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....like, wait for it, insurance......

does anyone here bother with it - if yes, who does it cheap and effectively (in britain) and any tips on it....

only say this because i'm going to be living with my stuff in a volatile area of manchester, and students are always getting broken in to....



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Message 2/20             12-Aug-98  @  01:30 PM   -   RE: Something really boring....

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I live in a not-so-volitile area in NYC, and would never consider going without insurance. I mean, imagine all of your kit gone one day with no way to get it back. I would be FUCKED.

Don't know about British agencies, but I'm sure any well known company has a competitive program. I pay about $250USD (150 pounds) a year.



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Message 3/20             12-Aug-98  @  04:41 PM   -   RE: Something really boring....

replica

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Best insurance - I've got a doberman, no one breaks
in !!!



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Message 4/20             12-Aug-98  @  07:22 PM   -   RE: Something really boring....

rouge

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When I rob houses I take slabs of red raw meat and chocolate dog biscuits, so don't bother with the doggy insurance



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Message 5/20             12-Aug-98  @  09:34 PM   -   RE: Something really boring....

Clemens

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.... ha,ha,.... hi, yeep..... my dog likes anybody.... he would help to carry my equipment .....

here in Germany itīs easy: you can get an insurance for all your "in house" stuff (chair, TV, bike, pants...... including your musik-equipment as well.... about 200DM (125US$)....



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Message 6/20             13-Aug-98  @  12:09 AM   -   RE: Something really boring....

kilo

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IF your music kit comes to more than 10% of the total household cover, the insurance companies dont like it, and may refuse to pay saying it is specialist insurance, cos your fidges, sofas etc dont balance it out...

In the Uk..... Victor C Knight ltd
9 Wades Hill
Winchmore hill
London N22 (I think it's 22)......

1.5% of the total cover P.A........ so 10,000 = Ģ100 p.a...... premises only...... all you need is 5 lever insurance deadlock fitted.... and that's it.... they are excellent...... there is only a few other cpmpanies specialising in this field....... and Victor Knight is in London, the others are up north i reckon.....



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Message 7/20             13-Aug-98  @  01:01 AM   -   RE: Something really boring....

The Pimp

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Canadians get the raw end of the deal. Here if you make any money of your kit ie gig or release stuff you need special insurance.



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Message 8/20             13-Aug-98  @  08:51 AM   -   RE: Something really boring....

Hilevelt

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Yeah, renter's insurance always seems jacked, & musician's insurance carries outside of your home. Can anybody recommend a co. in the states?



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Message 9/20             13-Aug-98  @  10:11 AM   -   RE: Something really boring....

Johndo

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If you are going to live in a student or shared flat you will need to have an individual lock on your door with a mortice type (three pole minimum?) lock on it. No one else can have access to keys including landlord, cleaner etc. Its a bastard! I used Victor Knight for gear, but I also used it for musicians car insurance, fuck that was expensive. They think we are all druggy, drunk, night driving maniacs who never sleep and leave their car doors unlocked. Less said about that the better.



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Message 10/20             13-Aug-98  @  10:56 AM   -   RE: Something really boring....

bill

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yeah, i'm checking up on that now - so i'll basically have to fit my own lock on my room in the shared house?? is that easy? kilo said something about you doing a gig in manchester - are you up there too - or have i completely got the wrong end of the stick...

will



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Message 11/20             13-Aug-98  @  12:33 PM   -   RE: Something really boring....

Jock

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You can specify individual items on your normal household insurance (obviously an extra cost) which are also covered when you take them out the house. I enquired about my gear and I think it was an extra 65 quid extra on the insurance policy. That was for about 5,000 worth of cover.

At the moment though the contents insurance is set at a limit of 6 electrical items of 1,500 each. So thats the music gear covered anyway, to be honest I dont give a fuck if the fridge or the washing machine are stolen, coz I always eat takeaways and theres a laundrette down the road !!!



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Message 12/20             13-Aug-98  @  05:15 PM   -   RE: Something really boring....

JohnDo

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bill

playing a gig in manchester on 13th sept

no idea of the venue yet, somewhere small and seedy i think

JDE1



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Message 13/20             14-Aug-98  @  09:12 AM   -   RE: Something really boring....

bill

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i'll still be in london then - not going back up until the 20th. what kind of stuff are you playing? and are you based in manchester or just playing there?



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Message 14/20             14-Aug-98  @  09:42 AM   -   RE: Something really boring....

Johndo

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just playing there, I used to go there a lot early 90s

OUR SITE has some realaudio. It doesn't stream except the one linked to the demo here on Dancetech! I'm going to put another one up today called 'JohnDo Ecosse'. The band started off as a song. They are all 'work in progress'.



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Message 15/20             14-Aug-98  @  01:14 PM   -   RE: Something really boring....

kilo

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mate.... that link to Girl on a Motorbike doesnt work, cos it should be a link to a .RAM file !!..... read the real-audio section here, and all your other . ra files WILL stream mate....using fake http streaming... it works fine



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Message 16/20             14-Aug-98  @  03:36 PM   -   RE: Something really boring....

JohnDo

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feck



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Message 17/20             14-Aug-98  @  07:55 PM   -   RE: Something really boring....

rouge

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if they have a knife under their pillow instead of a dog the I use my sawn-off. You see, I'm a crazzzzzed Crack-head so I get away with it in court.



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Message 18/20             01-Sep-98  @  03:24 AM   -   RE: Something really boring....

GINGER SPICE

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I use a continuous loop of Billy Joel's "Honesty" --
guaranteed to repel anything in our phyla...



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Message 19/20             01-Sep-98  @  03:28 AM   -   RE: Something really boring....

check that

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er...phylum



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Message 20/20             01-Sep-98  @  04:25 AM   -   RE: Something really boring....

xoxos

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i just got some renter's ins. in the states from interstate indemnity co. 55 e. monroe st. chicago (my agent's in tucson tho) $189/1yr/$10,000 w. 250 deduct for burglary, 100 for other, and it'll pay $1000 if i use kung fu on someone as well.
shop around, tho. i got tired and went with the second company i called.
xoxos



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